We are into hurricane season and it is time to provide a refresher on hurricane safety and preparation. We have been fortunate over the past number of years. The last hurricane over a category 3 that affected Charlotte County was in 2004–we all remember Charley. Amberg Companies paid out in excess of 145 million in claims. Will this year end the streak? There’s no way of knowing. Even during an inactive season, a single storm can leave its mark on history (think Andrew in 1992). Conversely, very active seasons like 2010 can yield no landfalls for the U.S. Within the season, the core months of Aug.-Sep.-Oct. comprise roughly 78% of the season’s total hurricane activity. Remember to have us complete a review of your home insurance to make sure you are properly covered.
Remember The Key Terms
Hurricane Watch: A hurricane watch is issued when hurricane conditions are a real possibility for an area within 48 hours.
Hurricane Warning: A hurricane warning is issued when a hurricane is expected within 36 hours. Begin precautionary action at once. Important – once a Warning has been issued for our community insurance cannot be bound. If you are involved in closing on a new home, we recommend binding coverage early, especially in hurricane season.
Now is the time for you to build an emergency kit and create an evacuation plan. For more information on this, go to http://www.ready.gov/american-red-cross
- Review your insurance to make sure you have adequate coverage and limits.
- Hold an annual family meeting to discuss issues and plans.
- Develop an evacuation plan; this should include phone numbers, meeting places and routes of escape from your home, neighborhood and city.
- Check your home for vulnerable areas, such as leaking roofs.
- Make sure you have a secure place for recreation vehicles, boats, and motorcycles.
- Make plans for your pets as well.
- Notify neighbors and family members of your evacuation plan.
- Plan for any special medical needs.
- Make sure the gas tank in your car is full.
- Anchor or stow small boats and RV’s.
- Secure any outdoor furniture.
- Secure buildings by closing and boarding up windows.
- Trim any old trees.
- Secure any antennas.
- Make sure flashlights are working.
- Evacuate, if advised to do so!
Amberg Insurance Center, Inc. was established in 1974 to serve the growing insurance needs of the many businesses and individuals located in the Charlotte and surrounding counties. We take pride in the quality service provided to our customers, our community concern, and our commitment to the overall development of our employees.
As an Independent Insurance Agency, we represent many of the top insurance companies in the country. This means better coverage, and at a competitive price, including life and health insurance.